Consumer Directed Services / How to apply

    How to Apply for Consumer Directed Services in Missouri

    Applying for CDS is an application to the State of Missouri, not to a home care agency. This guide follows the route the Department of Health and Senior Services publishes: who to contact first, what the assessment is for, who the program is designed for, how to choose a vendor and what happens after services are authorised.

    1. Who to contact first

    Consumer Directed Services is part of Missouri's Home and Community Based Services (HCBS), and every HCBS application starts with a referral to the Division of Senior and Disability Services (DSDS) in the Department of Health and Senior Services. DSDS is responsible for taking referrals, assessing the level of care and authorising services. DHSS publishes two ways to make the referral:

    The referral does not have to come from the participant. DHSS says participants, family, friends or informal supports may submit it, so an adult child can start the process for a parent. Diverse Health Services can explain the steps, but the referral itself goes to the state.

    2. The assessment

    If the minimum requirements are met at the time of the referral, DHSS says the referral goes to the assessment team, who contact you to schedule a face-to-face visit in the home. The assessor evaluates the participant's level of care and identifies the unmet needs — the help that family or other supports do not already provide. DHSS's HCBS manual requires initial assessments to be scheduled and completed within fifteen business days of the referral being received, and the care plan that follows is written by DSDS staff with the participant.

    Two practical points from the state's own page: the assessor will attempt to contact you once, and you have ten days to respond before the referral is closed; and you should be ready to say which model you want — Agency Model or Consumer Directed — and to name a backup plan with specific people and phone numbers.

    What to have ready

    • The participant's full name, date of birth and MO HealthNet (Missouri Medicaid) number, if they have one.
    • A plain description of what the participant needs help with day to day — bathing, dressing, meals, mobility, getting to appointments.
    • Which model you want: the Agency Model, where a provider hires the caregivers, or Consumer Directed, where the participant hires them.
    • A backup plan: the names and phone numbers of people who can step in when the attendant is unavailable. DHSS asks for this at the assessment.
    • The name of the attendant you have in mind, if any, so the vendor can start the registry and screening steps once services are authorised.

    3. Who the program is for

    Missouri's statute on consumer-directed personal care assistance describes the person the program is designed for: an adult of eighteen or older who is physically disabled, who is able to direct their own care, who can document MO HealthNet (Missouri Medicaid) eligibility, and whose unmet needs can be met safely at home at a cost that does not exceed what MO HealthNet (Missouri Medicaid) would pay for nursing-facility care. DHSS's application page says the same thing in everyday words — your care needs have to be equal to nursing home care, and you need active MO HealthNet (Missouri Medicaid) coverage.

    Whether a particular person meets those criteria is established by the assessment, not by a checklist on a website. DHSS/DSDS — not Diverse Health Services — determines eligibility. That is also why we do not publish statements about what the program will or will not provide for you: the answer comes from the state's assessment and care plan.

    Questions about MO HealthNet coverage itself — whether the participant has it, or how to apply for it — go to the Department of Social Services, which runs MO HealthNet; its Participant Services line is (800) 392-2161.

    4. Choosing a CDS vendor

    DHSS's manual states that participants can exercise individual choice in deciding who provides their CDS. Every vendor works under the same state rules, so the useful comparison is how each one does the work. The same five questions we suggest on our find-a-provider page apply to any vendor, including us:

    1. 1. How do you handle timesheets and payroll?

      Missouri law makes the vendor responsible for collecting and verifying the timesheets you and your attendant sign, paying the attendant on your behalf and paying the payroll taxes on time. Ask how timesheets are submitted and how quickly questions are answered.

    2. 2. What orientation do you give me as the employer of record?

      The participant is the attendant's employer of record, and vendors must provide orientation on employer responsibilities and attendant supervision. Ask what the orientation covers and who you can call afterwards.

    3. 3. How do you run registry and background screening for my attendant?

      Vendors must make sure attendants are registered with the Family Care Safety Registry and screened before state funds pay for their work. Ask what the attendant needs to bring and how long the vendor's own steps usually take.

    4. 4. Who visits me, and how often?

      Vendors are required to monitor service delivery with at least one face-to-face visit each year. Ask who makes that visit and how to reach them between visits.

    5. 5. Where is your office, and who answers the phone?

      A vendor needs a physical business location. Ask whether you will talk to a local coordinator or a call centre, and in what hours.

    5. After approval

    Once DSDS authorises services and you have chosen a vendor, the work moves to the vendor's side. Missouri statute sets out what that involves, and this is what Diverse Health Services does with each new participant:

    • Orientation. The participant is the attendant's employer of record, so the vendor explains the employer's responsibilities and how to supervise the attendant.
    • Registry and screening. The attendant is registered with the Family Care Safety Registry and screened; state law does not allow program funds to pay for an attendant's work before the screening is done.
    • Paperwork, timesheets and payroll. Employment and tax forms go on file; from then on the participant and attendant sign timesheets, the vendor verifies them, pays the attendant on the participant's behalf and pays the payroll taxes.
    • Ongoing contact. The vendor visits at least once a year to see how the services are going, and is the first call for payroll questions in between.

    We do not quote how long onboarding takes, because it depends on the attendant's screening and on the state. What we can do is tell you exactly where things stand at each step. If you later want to change something — your hours, your attendant or your vendor — the request goes to DSDS's HCBS Intake and Person-Centered Care Plan team; our page on switching CDS providers describes that process.

    Want someone to walk you through it?

    A Diverse Health Services coordinator in St. Louis can explain each step and what to have ready before you call the state. Free, no obligation, and no decisions made for you.

    Frequently Asked Questions

    Common Questions About Applying for CDS

    Answers drawn from DHSS's published pages and Missouri statute; the state's own pages are the authority.

    DHSS/DSDS — not Diverse Health Services — determines eligibility. The Division of Senior and Disability Services takes the referral, carries out the in-person assessment and authorises services in a person-centered care plan. A vendor cannot approve or deny an application.

    Yes. DHSS says participants, family, friends or informal supports may submit a referral by phone at 1-866-835-3505 or through the online HCBS Referral form. The assessment is still with the participant, who becomes the attendant's employer of record if the consumer-directed model is chosen.

    DHSS's application page says you must have active MO HealthNet coverage for HCBS, and Missouri statute lists documented MO HealthNet (Missouri Medicaid) eligibility among the criteria for consumer-directed personal care assistance. Questions about MO HealthNet coverage itself go to the MO HealthNet Division's Participant Services line, (800) 392-2161, not to a CDS vendor.

    DHSS's HCBS manual says the scheduling and completion of all initial assessments must be completed within fifteen business days of the date the referral was received. The assessor will try to contact you once; the referral closes if you do not respond within ten days.

    No. DHSS's manual says participants can exercise individual choice in deciding who provides their CDS. Diverse Health Services can walk you through how to compare vendors in St. Louis City, St. Louis County and St. Charles County.

    Find a CDS provider in St. Louis

    DHSS says you can hire anyone except a legal spouse or guardian to be your caregiver, and the attendant must complete the state's background screening before program funds pay for their hours.

    Getting paid to care for a family member

    The vendor you choose provides orientation on being the employer of record, makes sure the attendant is registered with the Family Care Safety Registry and screened, sets up the employment paperwork and then verifies timesheets and runs payroll each pay period. Timing depends on the attendant's screening and on the state, so we explain the steps rather than promise dates.

    Changes to your care plan or provider are requested through DSDS's HCBS Intake and Person-Centered Care Plan team at 1-866-835-3505 or the online change-request form; your provider can also request a change on your behalf.

    How switching CDS providers works

    Sources

    Every program statement on this page is summarised from the official Missouri sources below, read on 2026-10-08. Program rules can change; check the state's pages before you act.